My dad quit smoking in 2020 after being an avid smoker for a good portion of his life. I can't wait to show him how much money he's going to save now that he kicked his habit. If you're trying to kick your smoking habit in 2021, take a look at these numbers.

According to a Wallet Hub study, the average Minnesota smoker will spend a whopping $164,863 out of pocket over their lifetime on smoking related costs.  We're the 6th highest when compared to 50 other states.

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That number is pretty mind blowing...that's the cost of a decent size home. Let that sink in for a second.

Wallet Hub's study was based on 'the potential monetary loses … brought on by smoking and exposure to secondhand smoke' like health-care expenditures, the cost of a pack of cigarettes per day, etc.

Their study assumes the smoker started smoking at the age of 21 and ended it at the age of 69, the average age when a smoker dies. So, for some people, the out of pocket cost of smoking will be much higher depending on how early they started smoking and how long they continue to smoke.

Wallet Hub says they decided to calculate the costs of smoking in each state to 'encourage the estimated 34.2 million tobacco users in the U.S. to kick this dangerous habit."

Here are Wallet Hub's findings:

  • Financial-opporutunity cost per smoker--$1,838,015
  • Health-care cost per smoker--$187,110
  • Income loss per smoker--$644,484
  • Other costs per smoker--$13,655
  • Total cost per year per smoker--$59,336

The state with the least expensive out of pocket smoking costs is Mississippi with an average lifetime expense of $95,834.

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