How Minnesotans Can Avoid Getting Scammed
The BBB wants to help Minnesotans avoid Scammers. They've come out with a 10 step list that will help you protect your family from most scammers.
BE CAUTIOUS OF THE THINGS YOU SHARE ON SOCIAL MEDIA
Scammers often get information about their targets from their online interactions, and make themselves sound a like a friend or family member because they know so much about you.
WORK WITH LOCAL BUSINESSES
Work with people you know that have proper identification, licensing, and insurance, especially if they are contractors that are coming into your home. You can check out their business on the BBB.
USE SECURE TRACEABLE TRANSACTIONS WHEN MAKING PAYMENTS
When paying for food or goods, don't pay by wire transfer, prepaid money card, gift card, or other nontraditional methods. Never say YES to cash only deals, high pressure tactics, high upfront payments, over payments, and handshake deals without a contract.
DON'T BE PRESSURED TO ACT IMMEDIATELY
Scammers typically try to make you think something is scarce or is a limited time offer. They want to push you into action before you have time to think or discuss it with someone who can help you make the right decision. It's never a good idea to make an important decision quickly.
NEVER SHARE PERSONAL IDENTIFIABLE INFORMATION
Never share personal identifiable information if someone has contacted you unsolicited, whether it's over the phone, by email, on social media, or at your front door. This includes banking and credit card information, your birth date, and social security
DON'T BUY ONLINE UNLESS THE TRANSACTION IS SECURE
Make sure the website has https in the URL. You also need to make sure that the small lock icon on the address bar appears. Even then, the site could still be on the dark side. It's always best to check with the BBB.
DON'T BELIEVE EVERYTHING YOU SEE
Scammers are great at making websites, emails, and official seals look really official. Just because it looks professional, doesn't mean it is.
DON'T CLICK ON LINKS OR OPEN ATTACHMENTS IN UNSOLICITED EMAIL
Links can be download malware to your computer and steal your identity. Be cautious before you open something even if it looks familiar. If something is fishy...don't do it.
NEVER SEND MONEY TO SOMEONE YOU HAVE NEVER MET FACE TO FACE.
Don't ever send money if someone asks, if you've never met them face to face. EVER. They will probably ask you to do a wire transfer, prepaid debit card, or gift cards, because they cannot be traced and are as good as cash.