My cousin swears that the house she's living in right now is haunted. She's been posting Facebook updates all week about a ghost keeping her up at night.

I'm kind of skeptical when it comes to the paranormal--even thought I have had a few creepy encounters myself over the years.

When I was in middle school I swear that I saw a shadow figure in my parent's basement. Out of the corner of my eye I saw this black figure standing in their basement hallway. Within seconds, it was gone! It made me question whether I actually had seen what I think I saw. It was the creepiest thing I've ever witnessed in my entire life and I really try to avoid thinking about it.

Since it's October, and this month is all about ghosts, ghouls and creepy things, what paranormal encounters have you experienced? Comment below and take our poll question!